You will almost certainly get significant injuries if you are involved in a serious accident. And these injuries will necessitate therapy, which might take a long period. Fortunately, a personal injury lawsuit against the at-fault party and their insurance can help you recover compensation for an accident that wasn’t your fault. Unfortunately, resolving a claim can take a long time, and your medical costs won’t wait until you get your settlement money. Furthermore, the insurance of the at-fault party will not cover your medical expenses as they come in.
You will almost certainly get significant injuries if you are involved in a serious accident. And these injuries will necessitate therapy, which might take a long period.
Fortunately, a personal injury lawsuit against the at-fault party and their insurance can help you recover compensation for an accident that wasn’t your fault. Unfortunately, resolving a claim can take a long time, and your medical costs won’t wait until you get your settlement money. Furthermore, the insurance of the at-fault party will not cover your medical expenses as they come in.
What to Do If You’re Being Billed for Medical Expenses during a Personal Injury Case
You may and should file your medical bills with your health insurance or Medicaid policy while you wait for your claim to be resolved. Even if you intend to pay your medical expenses later, if you wait until you receive compensation to pay your debts, your medical bills may be forwarded to debt collectors, damaging your credit report. It’s still conceivable if you didn’t file your invoices with Medicaid soon away. Request that the healthcare provider submit the bill with Medicaid. The healthcare provider is incorrect if they claim that Medicaid cannot be utilized to pay for accidents. Allowing them to coerce you into not utilizing Medicaid when you are qualified is not a good idea. If you use Medicaid to pay for medical expenditures following an accident, you must report the accident to the Centers for Medicare & Medicaid Services.
What Happens After Medicaid Pays My Medical Expenses from My Car Accident?
When Medicaid pays your medical expenses, they will place a lien on the amount they paid, thereby recording the amount owed. Following the negotiation of a settlement for your injury, every liens must be paid before you can get any of it, a procedure known as “subrogation.” This is due to the fact that, under South Carolina law, an accident victim cannot be compensated twice for the same accident (in this example, Medicaid and then the at-fault party’s insurance).
The remaining money will be awarded to the accident victim once Medicaid is paid back from the settlement (and any other expenses, such as legal fees, are deducted). There are also instances where all of your medical bills and liens will have been paid by the time you receive your check, so you won’t have to worry about paying off all of your medical obligations yourself.
Furthermore, because Medicaid pays sharply discounted costs for medical treatments, you will pay substantially less for those services when repaying them than if you identified yourself as uninsured when seeking treatment.
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